Hard questions about retiring easy (Editorial)Will the pension system be there when workers need it?By John Hobel03/27/2006|Canadian HR Reporter|Last Updated: 03/28/2006 There are two classes of workers. Those with pensions and those without. Most government employees are in the former group. The latter is made up of private-sector workers. Outside government employment, it’s a smorgasbord of defined benefit plans in a mixed state of solvency, defined contribution plans with no guarantees and no plans at all. And with employers concerned about the cost of pension plan sponsorship, what private-sector workers get may not see the group into a healthy and secure retirement.It’s a problem being experienced across the developed world. Societies are aging, global competition is squeezing employers, governments are having difficulty making ends meet and social programs are hard pressed for cash. To Read the Full Story, Subscribe or Sign In Remember Me Forgot Password If you are a current Subscriber, please click here to set-up or update your login information.