The HR Leader's Essential Reference Guide to Benefits

Canada’s employee benefits landscape is evolving rapidly—and 2025 brings some of the biggest shifts in years. With a new Year’s Additional Maximum Pensionable Earnings (YAMPE) layer on CPP/QPP, higher EI insurable earnings ceilings, and changing provincial drug plans, even a single missed update can lead to compliance risks, increased payroll costs, and employee dissatisfaction. 

Gallagher’s 2025 Reference Guide to Canadian Benefits simplifies hundreds of pages of legislation, tax updates, and workers’ compensation regulations into one easy-to-use resource. Whether you support a single site or a national workforce, this white paper provides the authoritative numbers, dates, and explanations you need to stay compliant—and competitive—without the time sink. 

What you’ll gain from this white paper: 

• The latest contribution rates & maximums for CPP, QPP and the new CPP2/QPP2 tier—plus payroll-ready reference tables 
• 2025 EI & QPIP premiums and benefit periods—or easy remittance and employee guidance 
• At‑a‑glance provincial comparators for Medicare coverage, drug assistance, and workers’ compensation caps 
• Tax & compliance cheat‑sheets covering GST/HST, provincial premium taxes and the EI Premium Reduction Program 
• Key 2025 deadlines and statutory holidays to keep your payroll calendar on track 
• Plain-language summaries of parental leave rules by province for fast policy checks 

Ready to strengthen your compliance and benefits strategy? 
Download your free copy today and equip your HR team to lead with confidence.